Question 1

Is this financial advice?

Accepted Answer

No. AI Stock Analyzer is an educational and analytical tool. Reports are for information only — always do your own research and speak with a licensed professional before investing.

Question 2

Where does the data come from?

Accepted Answer

We combine SEC filings and structured market data (including Wall Street consensus where available), news feeds, and institutional / insider datasets depending on coverage for each ticker.

Question 3

How does the credit system work? Do I need a subscription?

Accepted Answer

No subscription is required! We operate on a simple pay-as-you-go model. 1 credit equals 1 comprehensive AI report. You only pay for what you use, and your credits never expire.

Question 4

What if I don't agree with the AI's analysis? Can I get a refund?

Accepted Answer

Because we incur irreversible computing costs from our AI providers the moment a report is generated, all sales are final. We cannot offer refunds if you simply disagree with the AI's analysis. However, if a report fails to generate due to a system error, your credit will not be deducted.

Question 5

Can I upload my own documents? Is my data safe?

Accepted Answer

Yes! You can upload custom PDFs (like broker statements or earnings calls) for the AI to analyze. We prioritize your privacy: we do not store your files permanently, and our enterprise agreements with AI providers (like Anthropic and Google) strictly prohibit them from using your uploaded data to train their public models. Please redact any personal info like SSNs or account numbers before uploading.

Question 6

Can the AI make mistakes?

Accepted Answer

Yes. While we use state-of-the-art large language models, AI is still experimental and can suffer from "hallucinations" (generating plausible but incorrect information). The tool is designed to assist your research, not replace it. Always verify critical data and consult a financial professional before making investment decisions.

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